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Kate has a lot of outstanding debts, plus she hasnt made a mortgage payment in six months. Mr. Guerney, the President of the Pixley Bank, informs her that there is a new majority shareholder of the bank. Because of this, she has two weeks to pay $138 on her mortgage or the bank will have to foreclose. Mr. Guerney didnt tell Kate that the majority shareholder is Homer Bedloe, who hopes to ruin Kate. The girls say they will get part time jobs to help raise the money. Kate gets a job as a short order cook, but she doesnt last long at it. Kate and the girls do come up with the amount needed, but some of its in I.O.U.s. Bedloe says that isnt good enough and still wants to foreclose. Mr. Guerney comes up with a way to give Kate a little more time.